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One Month of Groceries

Over the course of a month, we buy an astronomical amount of food. It takes a lot of food to provide 450 meals per month for our family of five. I wanted to show what we put in our grocery cart in a...

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Extreme Grocery Shopping Without Coupons

In a previous article, I shared one month of grocery purchases in great detail. On food items alone, we spent $448 for our family of five. For those that spend two or three times this amount, read on....

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Our Bad Experience With AirBnB Rental Had A Happy Ending

While on our road trip through Canada, we rented a two bedroom apartment in Quebec City. The reviews at AirBnB were great and made the place sound clean and well-appointed. It had a large kitchen with...

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Climbing The Roth IRA Conversion Ladder To Fund Early Retirement

I want to tell you a story about accessing tax-deferred funds in an IRA or 401k before age 59.5 without paying a penalty. But first I'm going full out White Fang on you. A trapped animal will do just...

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Going on a Cruise Part 2 – Getting the Best Deal

This is part two of my series on cruise vacations. In my first post on cruising I talked about the basics of cruising like what the cruise fare covers (and what it doesn't) and life on board the ship....

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Going on a Cruise Part 3 – Save on Board and on Transportation

This is part three of my series on cruise vacations. In my first post on cruising I talked about the basics of cruising. In the second post, I showed how to get the best deals when booking a cruise. In...

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How to Pay for College while Early Retired

One of the top questions I'm asked when people see "retired at 33 with 3 kids" is "yeah, but what about college?". The truth is I never really gave it a lot of thought because the total cost is well...

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Costco Costs More: A Cautionary Tale of Bulk Buying Gone Wrong

Every year or two I revisit my assumption that I'm spending my money in an optimal way.  Sometimes this means shopping my home and auto policies to several new insurers to make sure I'm getting the...

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Cracking $2 Million: November 2017 Financial Update

Where did the year go? As I write this we are less than four weeks from 2018! Time flies when you are having fun.  As usual, November weather has been beautiful here in North Carolina and we have...

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August 2019 Financial Update – Back to School Edition

Here we are days away from the official start of fall. We are fully recovered from our eight week vacation in Vietnam, Cambodia, and Thailand. After we landed in Raleigh, we were immediately busy with...

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